Checking that helps you
do more with your balance.

Make the most of how you spend, save and share.

Your checking account is the center of all your important money decisions. At Thrivent Credit Union, we’ll help you do more with what you already have—and give you something extra. With a Thrivent Rewards Checking account, you get all the perks you need to stay on track with your goals—and a bonus to get you started. Open your account by October 28 and receive $200¹ with the code CHECKING2021.

Open your account now →

Thrivent Rewards Checking has:

  • No monthly fees.
  • No minimum balance.
  • A dividend rate that earns you money on your account balance.
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I really love TCU. Everyone there is so nice and honestly, I thought it was too good to be true, but you've really won me over. Thank you so much.

- TCU member

Essential perks to simplify your life:

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Enjoy Free ATM transactions² worldwide.

Wherever you travel, you can access your money, free of charge.

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Transfer money to friends and family.

With Popmoney,® you can easily transfer money on the go, even if the recipient banks with another institution.

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Track spending online.

Log in to thriventcu.com or through the mobile app and see where you stand with saving, spending and sharing.

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Save toward your goals with every purchase.

With the RoundUP tool, debit card purchases are “rounded up” to the nearest dollar and automatically transferred to your savings.

Apply today and receive $200¹

When you open a Thrivent Rewards Checking Account today, we’ll apply $200¹ directly to your account, as a thank you for taking the first step to simplify how you share, save and spend.

To receive your bonus, simply begin banking with us within 90 days:


Sign up for online banking and enroll in eStatements.


Direct deposit a minimum of $2,500.


Make 20 eligible purchases with your new debit card.

Open an account in minutes.
Join a community for life.

Have questions about the account? We're here to help. Speak with a TCU representative at 855-228-7910 or submit this form and we'll follow up with you.

To get the bonus for opening your account, remember to use code CHECKING2021.

Get started →

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We are located at:
Thrivent Credit Union
3600 Commerce Court,
Appleton, WI 54911

¹How to earn the bonus: Open a new Thrivent Rewards Checking account using promo code CHECKING2021 and achieve the following within 90 days of account opening: sign up for free online banking; enroll in eStatements; make 20 point-of-sale purchases with debit card; and make eligible direct deposits totaling $2,500 or more. Eligible direct deposits are electronic deposits of regular periodic payments (e.g. payroll, pension, government benefits or other monthly income) made into your Thrivent Rewards Checking account from third parties. ACH transfers from other deposit accounts are not eligible. If all requirements are met, a bonus of $200 will be deposited into your Thrivent Rewards Checking account within two weeks of the end of the 90-day period. Bonus may be reported to the IRS as dividends earned. Offer is limited to one per member, and you must be the primary owner on the account. Offer is not available to any account owner of a Thrivent Rewards Checking account or Simply Checking account held at any time from August 6, 2020, through August 5, 2021. Offer is effective August 6, 2021, through October 28, 2021, and is subject to change and can end at any time without notice.

Account-specific requirements: To maintain a Thrivent Rewards Checking account, you need to set up direct deposit into any share/share draft account or complete five bill-pays and 10 point-of-sale purchases every month. If the requirements are not maintained, the account will be transferred to a Simply Checking account after a three-month period. For the current Annual Percentage Yield (APY) for our Thrivent Rewards Checking account view our rates page. Rates are variable and subject to change after the account is opened. Fees may reduce earnings. Must qualify for membership.

Offer does not apply to business accounts.

²Unlimited free ATM withdrawals and reimbursed ATM owner fees from any ATM. Automatic ATM fee reimbursement applies to domestic ATM transactions. International ATM transactions are subject to an international surcharge applied by MasterCard that is not reimbursable by TCU. International ATM transactions may require the submission of your receipt for reimbursement of the ATM fee if combined with other fees.