Savings & certificates

¹ How to earn the enhanced benefits of a Thrivent Merit Savings account: You must be the primary owner of a Thrivent Merit Checking account to be eligible to open a Thrivent Merit Savings account, and you must be the savings accounts’ primary owner. You may qualify for monthly rewards if you meet the minimum qualification requirements of your Thrivent Merit Checking each monthly qualification cycle, defined as the period beginning on the first day of the calendar month and ending on the last business day of the calendar month. During that time, you must a) make 12 or more debit card purchases or POS transactions (PIN-based or signature-based) that post and settle to your account before 6:00 pm central time on the last day of the cycle; b) make direct deposits/automatic ACH deposits totaling $500.00 or more OR mobile deposit totaling $500.00 or more; and c) be enrolled in eStatements on the last day of the cycle. Purchases or POS transactions made after 6:00 pm central time on the last business day of the calendar month, will post and settle to your account the following month. Debit card transactions may take one or more business days from the date the transaction was made to post and settle to an account. Transfers between internal accounts do not count as direct deposits/automatic ACH deposits. Limit of one Thrivent Merit Savings per primary owner.

² For the current Annual Percentage Yield (APY) of the Thrivent Merit Savings account, view our rates page. If Thrivent Merit Checking minimum qualification requirements are met each monthly qualification cycle, see the table labeled “Thrivent Merit Savings – Qualifications met.” If Thrivent Merit Checking minimum qualification requirements are not met each monthly qualification cycle, see the table labeled “Thrivent Merit Savings – Qualifications not met.” Fees could reduce earnings. Rates may change after the account is opened.

³ Fee will be imposed every month if the daily balance falls below $2,500 any day of the month.

⁴ The TFCU Membership or Emergency Savings Share account is a requirement for membership in Thrivent Credit Union. To maintain membership a par value of one share ($1.00) must be kept in the account at all times. If you fall below the par value you have six months to increase the balance or your membership may be terminated.