Building Your Credit Future Guide

Building your credit future: A guide to responsible credit card use

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More than 70% of Americans are dealing with credit card debt. From impulse buying to large balances, poor financial behaviors are perpetuating our credit card debt cycle. Extreme, right?

Ultimately, these numbers tell us one thing: Most credit card users are doing something wrong. At Thrivent Credit Union, we work to help people bring balance to their financial journey. And that includes the way they build credit. So, we put our heads together and compiled a guide full of resources aimed to help credit card users – old and new – learn how to:

Wade through credit card jargon.

Decode credit scores.

Boost credit history.

Implement credit card best practices.

Reach financial goals, and more.

Learn about our connection to Thrivent.

Deposit and lending services are offered by Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, a member-owned not-for-profit financial cooperative that is federally insured by the National Credit Union Administration and doing business in accordance with the Federal Fair Lending Laws. Insurance, securities, investment advisory and trust and investment management accounts and services offered by Thrivent, the marketing name for Thrivent Financial for Lutherans, or its affiliates are not deposits or obligations of Thrivent Federal Credit Union, are not guaranteed by Thrivent Federal Credit Union or any bank, are not insured by the NCUA, FDIC or any other federal government agency, and involve investment risk, including possible loss of the principal amount invested.

Must qualify for membership.

Building your credit future: A guide to responsible credit card use

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