A checking account that works for you

Your checking account is the center of your financial world. That means it should make your life easier. We created Thrivent Rewards Checking to do just that—a simpler way to manage your money that comes with a host of great perks.

Discover the benefits

  • Track spending and saving online and with our mobile app.
  • Transfer money even if the recipient is with another financial institution using Popmoney®.
  • Leverage free ATM² transactions worldwide.
  • Connect with bankers face-to-face using the CO-OP Shared Branch Network³.
  • Access our RoundUP tool, which “rounds up” debit card purchases to the nearest dollar and puts the change into savings.

Open a Thrivent Rewards Checking account today and we’ll also deposit up to $200¹ into the account as a special bonus. Just meet these requirements within 90 days of opening the account:

  • Sign up for online banking.
  • Enroll in eStatements.
  • Make 20 POS purchases with debit card.
  • Direct deposit a minimum of $500 total to receive $100¹.
  • Direct deposit a minimum of $2,500 total to receive an additional $100¹.

Open your Thrivent Rewards Checking account today!

Use code 2020CHECKING →

Have questions? Call 855-228-7910 to speak to a TCU member services representative or submit our contact form and we'll follow up with you.


¹How to earn the bonus: Open a new Thrivent Rewards Checking account using promo code 2020CHECKING and achieve the following within 90 days of account opening: sign up for free online banking; enroll in eStatements; make 20 point-of-sale purchases with debit card; and deposit a minimum of $500 in aggregate via direct deposit of eligible funds (e.g. payroll, Social Security, retirement distributions. ACH transfers from other deposit accounts are not eligible). Total deposits of $500 or more will earn a $100 bonus; total deposits of $2,500 or more will earn an additional $100 bonus. If all requirements are met, the total bonus amount will be deposited into your Thrivent Rewards Checking account within two weeks of the end of the 90-day period. Bonus may be reported to the IRS as dividends earned. Offer is limited to one per member; you must be the primary owner on the account and not already the primary owner of an existing checking account. Offer is not available to any account holder who has earned a checking bonus in the past 12 months. Offer is effective September 1, 2020, through December 31, 2020, and is subject to change and can end at any time without notice.

Account-specific requirements: To maintain a Thrivent Rewards Checking account, you need to set up direct deposit into any share/share draft account or complete five bill-pays and 10 point-of-sale purchases every month. If the requirements are not maintained, the account will be transferred to a Simply Checking account after a three-month period. For the current Annual Percentage Yield (APY) for our Thrivent Rewards Checking account click here. Rates are variable and subject to change after the account is opened. Fees may reduce earnings. Must qualify for membership.

²Unlimited free ATM withdrawals and reimbursed ATM owner fees from any ATM. Automatic ATM fee reimbursement applies to domestic ATM transactions. International ATM transactions are subject to an international surcharge applied by MasterCard that is not reimbursable by TCU. International ATM transactions may require the submission of your receipt for reimbursement of the ATM fee if combined with other fees.

³Due to COVID-19, some credit union branches may be temporarily closed or drive-thru only.