TFCU Articles & Resources

What Does Debit to Income (DTI) Really Mean?

Topics: Debt & Debt Consolidation, Home Buying & Selling

Debt to income, or DTI, is a ratio financial professionals use to make lending decisions. The ratio reflects how reliable you are to lend to and sheds light on your overall financial health. Discovering your DTI is easy.

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Understanding Your Credit Report

Topics: Home Buying & Selling, Build Your Credit

When it comes to taking out a loan, every lender will review many financial elements to determine if you’re a qualified or risky candidate to lend to. Most importantly, every lender will review your credit score. Most of us know it’s important to “have good credit.” But what does that really mean? Below, we break down the important components that make up your credit report.

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3 Ways To Improve Your Credit Card Relationship

Topics: Build Your Credit

When it comes to choosing how we spend, most of us seem to have a love-hate relationship with credit cards. A quick glance at the statistics, and you might think everyone loves to “charge it.”

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10 things to consider before buying or refinancing a home

Topics: Home Buying & Selling

When it comes to taking out or refinancing a mortgage, there’s a lot to consider. Review this list of 10 tips to make sure your loan process will go smoothly.

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Why Should I Join a Credit Union?

Topics: General Banking

In the sea of banks and other financial institutions, it’s hard to decide where to put your money. Ultimately, most of us want our money to be safe, and we want to bank with a company that has our best interests in mind. For those reasons and more, many are turning to credit unions.

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Which Home Loan Is Right For You?

Topics: Home Buying & Selling

Deciding to buy a home is one choice that's followed by many others – including picking the mortgage that's right for you. There are several types of loans, each designed for a particular purpose. 

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About Our Resources

Welcome to the Thrivent Federal Credit Union resource section. Discover educational articles about topics that impact your financial journey. From buying and selling your home to online security to basic money management, we're here to serve you!

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