What Does Debit to Income (DTI) Really Mean?
Topics: Debt & Debt Consolidation, Home Buying & Selling
Debt to income, or DTI, is a ratio financial professionals use to make lending decisions. The ratio reflects how reliable you are to lend to and sheds light on your overall financial health. Discovering your DTI is easy.
Read more
Understanding Your Credit Report
Topics: Home Buying & Selling, Build Your Credit
When it comes to taking out a loan, every lender will review many financial elements to determine if you’re a qualified or risky candidate to lend to. Most importantly, every lender will review your credit score. Most of us know it’s important to “have good credit.” But what does that really mean? Below, we break down the important components that make up your credit report.
Read more
3 Ways To Improve Your Credit Card Relationship
Topics: Build Your Credit
When it comes to choosing how we spend, most of us seem to have a love-hate relationship with credit cards. A quick glance at the statistics, and you might think everyone loves to “charge it.”
Read more
10 things to consider before buying or refinancing a home
Topics: Home Buying & Selling
When it comes to taking out or refinancing a mortgage, there’s a lot to consider. Review this list of 10 tips to make sure your loan process will go smoothly.
Read more
Why Should I Join a Credit Union?
Topics: General Banking
In the sea of banks and other financial institutions, it’s hard to decide where to put your money. Ultimately, most of us want our money to be safe, and we want to bank with a company that has our best interests in mind. For those reasons and more, many are turning to credit unions.
Read more
Which Home Loan Is Right For You?
Topics: Home Buying & Selling
Deciding to buy a home is one choice that's followed by many others – including picking the mortgage that's right for you. There are several types of loans, each designed for a particular purpose.
Read more
